MassHousing Get the Lead Out

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Through a partnership with Departments of Public Health and Housing and Community Development, MassHousing offers an affordable way to remove hazardous lead paint from your home.

Who is Eligible?

0% Deferred Interest Rates for Owner-Occupied Properties

  • No closing costs with a 0% deferred loan!
  • Loan is deferred until sale or refinance of the property.
  • Flexible underwriting guidelines for owner occupant families of 1-4 family properties in which a child under the age of six resides or owner occupants who are court ordered to delead (must be child’s permanent residence).
  • Owner-occupants without a child under the age of six and opt for preventative lead abatement to increase the livability of their property must meet standard underwriting guidelines to take advantage of the 0% deferred rate.

3% Interest Rate for Investor-Owners

  • For investor-owners renting to income eligible tenants.
  • 5 to 15 year loan terms based on the loan amount and borrower qualifications. All loans are fully amortizing.

0% Interest Rate for Nonprofit Organizations

  • For Nonprofit organizations who rent to income-eligible tenants.
  • 5 to 15 year loan terms based on the loan amount and borrower qualifications. All loans are fully amortizing.

Income Limits and Other Restrictions

Income Limits

Borrowers must meet income guidelines to participate in the Get the Lead Out Program. View income limits.

Maximum Loan Limits

  • $30,000 for a single-family home
  • $35,000 for a 2-family home
  • $40,000 for a 3-family home
  • $45,000 for a 4-family home